HOW Debt Consolidation FIXES DEBT

• No-loan debt consolidation.
• Combines debt accounts into one.
• Reduce monthly debt instalments.
• The Debt Consolidation program is specifically created to consolidate debt into one, affordable, repayment plan.

• The formal process to protect your assets from creditors that have a debt claim against you. The National Credit Act prescribes how you as a consumer can seek relief in the case of over-indebtedness. By utilizing our services, you would be accessing that particular right as a consumer in distress.
• It is the responsibility of all Credit Providers who adhere to Section 86 (5)(a) of the act to act in good faith in the Debt Review Process. All negotiations should be designed to result in a responsible debt re-arrangement plan for their client.

HOW Debt Consolidation FIXES DEBT

• No-loan debt consolidation.
• Combines debt accounts into one.
• Reduce monthly debt instalments.
• The Debt Consolidation program is specifically created to consolidate debt into one, affordable, repayment plan.

• Debt review is the process whereby a debt counsellor assists a client with his outstanding debt and implements an affordable structured debt repayment plan. Once you have applied for debt review and you stick to the new rearranged payment and the debt review flag get finally removed from your credit profile, you’ll be eligible to take out credit.

• Clients have been known to be under administration for more than 10 years. We consider this a lifetime debt trap and can remove it through a straightforward court process.

• Legal term is an Emolument attachment order. The client is being Garnisheed a set amount as directed by court order directly from their pay. Our research has found 99% of these are obtained by irregular means. We provide a service to remove these deductions as well as recouping monies paid.